DISMAS LUKITO ORNASTO; REKA DEWANTARA; YENNY ETA WIDYANTI. Fair Interest Rates And Judicial Discretion: A Comparative Study Of Japan And France For Credit Regulation Reform In Indonesia. International Journal Of Humanities Education and Social Sciences, [S. l.], v. 6, n. 2, 2026. DOI: 10.55227/ijhess.v6i2.2586. Disponível em: https://ijhess.com/index.php/ijhess/article/view/2586. Acesso em: 1 nov. 2026.