Novryansyah, R., and Erman Sumirat. “A Comparative Analysis Of Active And Passive Investing Strategies In Dana Pensiun XYZ (Dapen XYZ)”. International Journal Of Humanities Education and Social Sciences (IJHESS), vol. 4, no. 3, Dec. 2024, doi:10.55227/ijhess.v4i3.1244.