nandiroh, Umi, Irma Hidayati, Puji Handayati, and Agus Hermawan. “Revolutionizing Batik: How Fintech Empowers Malang’s MSMEs for Economic Growth”. International Journal Of Humanities Education and Social Sciences 3, no. 4 (February 25, 2024). Accessed January 1, 2026. https://ijhess.com/index.php/ijhess/article/view/776.