Baltasar S, Sampurnaningsih SR, Sahroni S, Rachmawaty R, Zulfitra Zulfitra. Interest Rate in the Relationship Between Fundamental Factors and Efficiency of Indonesian Regional Development Banks (2020–2024). IJHESS [Internet]. 2026 Jun. 7 [cited 2026 Jun. 7];5(6). Available from: https://ijhess.com/index.php/ijhess/article/view/2316